Friends who know about money - please advise me!
(I have a theory that people who have grown up around money or with money in their families know how to manage it. Unfortunately I am clueless about these things).
This is my dilemma. We are getting access to Murray's super soon - it's not enough to completely pay out the mortgage - but that is what we are going to use the money for - paying down the mortgage.
There is also the CAR question.
Our van is old and therefore is not worth putting a wheelchair lifter into. It is also at that age that it is getting too expensive to keep repairing, but it probably (possibly) still has a couple of years left in it. The biggest issue is getting Ashlea in and out of the car. She is 20kg now. I am 45kg wringing wet. Lifting her up, twisting and then putting her into the car seat is no mean feat. I'm worried I'm going to pop out a hernia or something when I lift her (although i do admit to feeling a moment of smugness at seeing my gym-going sister struggle to lift Ashlea into the carseat...but I digress).
I just don't know what to do.
Is it wise to spend that money on a car NOW? Or should we wait? My brain says MORTGAGE not car - but my body says CAR.
What it really boils down to is this: Can I keep physically lifting Ashlea into the car?
At the moment I am leaning towards getting a Hyundai Imax with this type of converter ($40000 car with $10000 lifter as opposed to a $55000 Tarago with a $35000 conversion - the thought of driving an $80000 car horrifies me!). I would also consider looking at second hand ones but know even less about buying a second hand car than I do about managing money!.
|Hyundai Imax with Lifter.|
Anyone got any thoughts???